Have you been overwhelmed by repeated calls, intimidating messages, or rude behavior from a company called Paragon Revenue Group? If so, you are not alone. Many consumers have reported cases of Paragon Revenue Group debt collection harassment, with stories of excessive phone calls, threats, and even attempts to collect on debts that are not valid.
While debt collection is legal, harassment is not. You have rights under federal law that protect you from abusive behavior. In this comprehensive guide, we will explain what Paragon Revenue Group debt collection harassment looks like, your legal protections, how to stop it, and how Consumer Rights Law Firm PLLC can help you fight back.
What Is Paragon Revenue Group?
Paragon Revenue Group is a third-party debt collection agency based in Concord, North Carolina. The agency collects unpaid debts on behalf of creditors such as hospitals, medical offices, utility providers, and financial institutions.
Debt collection is their business—but how they go about it must be within legal boundaries. Unfortunately, many consumers say that Paragon Revenue Group debt collection harassment has crossed the line into illegal territory, violating the Fair Debt Collection Practices Act (FDCPA).
What Is Considered Debt Collection Harassment?
Debt collection harassment includes any behavior by a collection agency that is threatening, misleading, or abusive. The FDCPA specifically prohibits debt collectors from engaging in conduct that harasses, oppresses, or abuses consumers.
Common forms of Paragon Revenue Group debt collection harassment may include:
Excessive Phone Calls
Calling you multiple times a day, especially at odd hours (before 8 a.m. or after 9 p.m.), is a clear violation of federal law.
Threats and Intimidation
Threatening you with legal action, wage garnishment, or arrest when none of these actions are actually in process is illegal.
False Information
Claiming you owe a debt you already paid—or worse, a debt that isn’t even yours—is misleading and unlawful.
Contacting Family, Friends, or Your Employer
Paragon Revenue Group is only allowed to contact third parties to locate you—not to discuss your debt or harass those around you.
If you’ve experienced any of these tactics, you’re likely a victim of Paragon Revenue Group debt collection harassment.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects you from abusive collection tactics. It applies to third-party collection agencies like Paragon Revenue Group.
Under the FDCPA, you have the right to:
- Request verification of the debt
- Ask the collector to stop calling
- Dispute the debt
- Be free from threats or abusive language
- Sue the collector for damages
If Paragon Revenue Group debt collection harassment has occurred, you may be entitled to up to $1,000 in statutory damages, plus reimbursement for attorney fees and compensation for emotional distress.
Real Examples of Consumer Complaints
The Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB) have received hundreds of complaints about Paragon Revenue Group. Some real-life examples include:
- “They called me over 10 times in a single week, even after I told them the debt was not mine.”
- “They left voicemails saying I would be sued if I didn’t pay, but never mailed anything in writing.”
- “Paragon Revenue Group called my workplace repeatedly and embarrassed me in front of coworkers.”
These are clear cases of Paragon Revenue Group debt collection harassment, and they are not isolated incidents.
What To Do If You’re Facing Harassment
If you are being harassed by Paragon Revenue Group, there are steps you can take to protect yourself and stop the behavior:
1. Request Debt Validation
You have the legal right to request a debt validation letter. This letter should confirm:
- The name of the original creditor
- The total amount owed
- Your rights as a consumer
If they cannot provide this, they must stop collection efforts.
2. Send a Cease and Desist Letter
If you no longer want to be contacted by phone, you can send a written cease and desist letter. Once they receive it, they can only contact you to confirm they will stop communications or inform you of legal action.
3. Document Everything
Keep a log of all communication with Paragon Revenue Group. Note:
- Dates and times of calls
- What was said
- Any voicemails or letters
These records can be used in court if you decide to take legal action.
4. File Complaints
Report the harassment to the appropriate authorities:
- Consumer Financial Protection Bureau (CFPB)
- Federal Trade Commission (FTC)
- State Attorney General
These organizations can investigate and impose penalties for violations.
5. Hire a Consumer Protection Attorney
Your best line of defense against Paragon Revenue Group debt collection harassment is to hire a legal expert who understands your rights.
How Consumer Rights Law Firm PLLC Can Help
When you’ve had enough of the harassment, Consumer Rights Law Firm PLLC is ready to step in and fight on your behalf. They specialize in helping consumers stop illegal collection behavior and recover damages.
Why Choose Consumer Rights Law Firm PLLC?
Free Case Evaluation – Speak to an attorney at no cost to understand your rights and options.
You Pay Nothing Upfront – They don’t get paid unless you win your case.
Experts in FDCPA Cases – Their team handles hundreds of cases involving Paragon Revenue Group debt collection harassment and other aggressive collectors.
Stop the Harassment – Once you hire them, all communications must go through your attorney. Paragon Revenue Group will no longer be allowed to contact you directly.
Recover Compensation – You may be eligible for monetary damages, debt relief, or even the erasure of the debt from your record.
Can You Still Be Sued by Paragon Revenue Group?
Yes, any debt collector, including Paragon Revenue Group, has the right to sue you in court if they believe you legally owe a debt. However, they must provide accurate documentation, serve you properly, and follow all legal procedures.
If you’ve experienced Paragon Revenue Group debt collection harassment, this could actually work in your favor. Courts often frown upon collectors who violate the FDCPA and may dismiss their lawsuits entirely.
If you receive a court summons:
- Don’t ignore it
- Consult a consumer protection attorney immediately
- Gather your evidence of harassment
Consumer Rights Law Firm PLLC can help you mount a strong defense and even countersue for damages.
What If the Debt Isn’t Yours?
Many consumers report that Paragon Revenue Group has attempted to collect debts they never owed or that were already paid. If this happens:
- Dispute the debt in writing immediately
- Request validation documents
- Do not make any payments until you receive proof
Trying to collect a debt from the wrong person is a serious violation and a key example of Paragon Revenue Group debt collection harassment.
Final Thoughts – Don’t Let Harassment Continue
Being hounded by collection agencies can take a toll on your mental health, personal relationships, and overall quality of life. But you are not powerless. If you’ve been the victim of Paragon Revenue Group debt collection harassment, you have legal rights—and you can fight back.
Whether the debt is legitimate or not, harassment is never legal. Take a stand today and let Consumer Rights Law Firm PLLC help you regain your peace of mind.
Take Action Now – Protect Yourself and Your Rights
Have you received harassing phone calls from Paragon Revenue Group?
Are they threatening legal action, calling your employer, or refusing to verify a debt?
Don’t wait—call Consumer Rights Law Firm PLLC today for a free consultation.
With professional legal help, you can:
- Stop the calls
- Get compensated
- Clear your record
Paragon Revenue Group debt collection harassment ends when you take action.
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